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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,085 | $80,983-50.5% | $96,544-58.5% | $75,177-46.7% |
| Participation rate | 52.8% | 71.8%-19.0pp | 76.0%-23.2pp | 67.2%-14.4pp |
| Annual return | 19.18% | 27.05%-7.9pp | 25.88%-6.7pp | 160.75%-141.6pp |
| Employer contribution / active EE | $1,666 | $2,282-27.0% | $2,966-43.8% | $2,671-37.6% |
| Participant deferral / active EE | $2,868 | $3,929-27.0% | $4,851-40.9% | $4,126-30.5% |
| Admin fee / account holder | $2,299 | $6,717-65.8% | $8,254-72.1% | $5,651-59.3% |