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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,033 | $86,938-57.4% | $102,423-63.8% | $80,925-54.2% |
| Participation rate | 48.7% | 72.4%-23.7pp | 76.5%-27.8pp | 67.7%-18.9pp |
| Annual return | 13.14% | 18.89%-5.8pp | 29.42%-16.3pp | 35.65%-22.5pp |
| Employer contribution / active EE | $1,520 | $2,369-35.8% | $3,023-49.7% | $2,756-44.9% |
| Participant deferral / active EE | $3,134 | $4,120-23.9% | $5,054-38.0% | $4,299-27.1% |
| Admin fee / account holder | $16,978 | $8,053+110.8% | $9,455+79.6% | $6,940+144.6% |