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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $65,699 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY GLOBAL Service code 27 · EIN 26-4310632 | Advisory (Plan) | $40,150 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,965 | $52,450+20.0% | $129,397-51.3% | $74,429-15.4% |
| Participation rate | 99.5% | 53.8%+45.6pp | 69.6%+29.9pp | 67.2%+32.3pp |
| Annual return | 15.97% | 15.65%+0.3pp | 9453.98%-9438.0pp | 1368.38%-1352.4pp |
| Employer contribution / active EE | $5,985 | $1,532+290.6% | $4,154+44.1% | $2,625+128.0% |
| Participant deferral / active EE | $8,014 | $2,797+186.5% | $4,167+92.3% | $4,348+84.3% |
| Admin fee / account holder | $311 | $2,636-88.2% | $7,679-95.9% | $1,944-84.0% |