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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,178 | $138,102+8.7% | $125,381+19.8% | $134,532+11.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -54.61% | 750.73%-805.3pp | 572.31%-626.9pp | 418.27%-472.9pp |
| Employer contribution / active EE | $12,100 | $5,245+130.7% | $4,815+151.3% | $4,741+155.2% |
| Participant deferral / active EE | $11,750 | $7,801+50.6% | $7,448+57.8% | $6,401+83.6% |
| Admin fee / account holder | $8,251 | $11,568-28.7% | $10,007-17.6% | $11,429-27.8% |