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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,753 | $96,678-82.7% | $86,640-80.7% | $139,466-88.0% |
| Participation rate | 35.7% | 74.4%-38.7pp | 71.7%-36.0pp | 80.3%-44.6pp |
| Annual return | 21.55% | 106.69%-85.1pp | 592.52%-571.0pp | 373.66%-352.1pp |
| Employer contribution / active EE | $463 | $3,265-85.8% | $3,024-84.7% | $4,754-90.3% |
| Participant deferral / active EE | $3,430 | $4,837-29.1% | $4,438-22.7% | $6,712-48.9% |
| Admin fee / account holder | $500 | $6,410-92.2% | $5,616-91.1% | $11,409-95.6% |