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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,172 | $67,602-6.6% | $82,312-23.3% | $70,126-9.9% |
| Participation rate | 90.0% | 72.8%+17.2pp | 76.9%+13.1pp | 69.5%+20.5pp |
| Annual return | 10.18% | 21.57%-11.4pp | 25.88%-15.7pp | 73.15%-63.0pp |
| Employer contribution / active EE | $715 | $1,755-59.3% | $2,428-70.6% | $2,343-69.5% |
| Participant deferral / active EE | $4,833 | $2,987+61.8% | $3,706+30.4% | $3,332+45.1% |
| Admin fee / account holder | $19,958 | $4,512+342.4% | $5,608+255.9% | $4,645+329.6% |