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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,049 | $102,595-88.3% | $94,057-87.2% | $154,746-92.2% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 8.49% | 583.42%-574.9pp | 480.62%-472.1pp | 172.34%-163.8pp |
| Employer contribution / active EE | $1,682 | $3,147-46.5% | $2,933-42.6% | $4,379-61.6% |
| Participant deferral / active EE | $2,534 | $5,118-50.5% | $4,709-46.2% | $6,730-62.4% |
| Admin fee / account holder | $13,998 | $7,736+80.9% | $7,244+93.2% | $14,365-2.6% |