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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,541 | $91,537-80.8% | $130,045-86.5% | $75,173-76.7% |
| Participation rate | 44.4% | 71.5%-27.0pp | 78.5%-34.1pp | 67.2%-22.8pp |
| Annual return | 29.88% | -631.55%+661.4pp | -137.30%+167.2pp | 160.72%-130.8pp |
| Employer contribution / active EE | $1,393 | $2,845-51.0% | $4,321-67.8% | $2,671-47.9% |
| Participant deferral / active EE | $2,949 | $4,343-32.1% | $5,820-49.3% | $4,126-28.5% |
| Admin fee / account holder | $30 | $6,780-99.6% | $10,600-99.7% | $5,651-99.5% |