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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,730 | $124,346-80.9% | $111,306-78.7% | $167,553-85.8% |
| Participation rate | 92.9% | 79.6%+13.2pp | 77.3%+15.5pp | 82.1%+10.7pp |
| Annual return | 19.85% | 37.46%-17.6pp | 54.67%-34.8pp | 478.89%-459.0pp |
| Employer contribution / active EE | $2,226 | $3,438-35.2% | $2,732-18.5% | $4,840-54.0% |
| Participant deferral / active EE | $6,548 | $5,182+26.4% | $4,488+45.9% | $6,343+3.2% |
| Admin fee / account holder | $305 | $10,623-97.1% | $7,966-96.2% | $12,316-97.5% |