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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,747 | $101,795-65.9% | $165,100-79.0% | $80,959-57.1% |
| Participation rate | 59.5% | 71.8%-12.3pp | 78.6%-19.1pp | 67.7%-8.1pp |
| Annual return | 16.60% | 16.73%-0.1pp | 70.21%-53.6pp | 35.67%-19.1pp |
| Employer contribution / active EE | $2,010 | $2,954-32.0% | $4,348-53.8% | $2,757-27.1% |
| Participant deferral / active EE | $2,785 | $4,476-37.8% | $6,035-53.9% | $4,300-35.2% |
| Admin fee / account holder | $110 | $8,221-98.7% | $12,696-99.1% | $6,925-98.4% |