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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,747 | $101,763-65.9% | $164,866-78.9% | $80,874-57.0% |
| Participation rate | 59.5% | 71.8%-12.3pp | 78.6%-19.1pp | 67.6%-8.1pp |
| Annual return | 16.60% | 16.73%-0.1pp | 69.97%-53.4pp | 35.62%-19.0pp |
| Employer contribution / active EE | $2,010 | $2,954-32.0% | $4,343-53.7% | $2,756-27.1% |
| Participant deferral / active EE | $2,785 | $4,477-37.8% | $6,033-53.8% | $4,297-35.2% |
| Admin fee / account holder | $110 | $8,228-98.7% | $12,689-99.1% | $6,935-98.4% |