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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,963 | $96,419-94.9% | $80,648-93.8% | $139,487-96.4% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 17.49% | 1352.86%-1335.4pp | 937.21%-919.7pp | 373.84%-356.4pp |
| Employer contribution / active EE | $3,334 | $3,261+2.2% | $2,724+22.4% | $4,755-29.9% |
| Participant deferral / active EE | $425 | $5,225-91.9% | $4,443-90.4% | $6,713-93.7% |
| Admin fee / account holder | $377 | $6,605-94.3% | $5,382-93.0% | $11,407-96.7% |