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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,428 | $175,231-76.9% | $149,696-73.0% | $139,466-71.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 50.91% | 166.77%-115.9pp | 134.46%-83.5pp | 373.66%-322.8pp |
| Employer contribution / active EE | $11,258 | $5,478+105.5% | $4,821+133.5% | $4,754+136.8% |
| Participant deferral / active EE | $10,427 | $6,521+59.9% | $5,682+83.5% | $6,712+55.4% |
| Admin fee / account holder | $1,668 | $16,155-89.7% | $13,212-87.4% | $11,409-85.4% |