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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $35,885 |
VARIABLE CONTRACT AGENCY LLC3 years Filed as: VARIABLE CONTRACT AGENCY, LLC Service code 49 | Other Services | $10,309 |
RETIREMENT BENEFIT SOLUTIONS3 years Filed as: RETIREMENT BENEFIT SOLUTIONS, LLC Service code 13 · EIN 54-1953648 | Contract Administrator | $8,457 |
VARIABLE CONTRACT AGENCY LLC3 years Filed as: VARIABLE CONTRACT AGENCY Service code 49 · EIN 84-3853085 | Other Services | $0 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,572 | $125,797-49.5% | $170,043-62.6% | $75,173-15.4% |
| Participation rate | 97.4% | 83.6%+13.8pp | 87.0%+10.4pp | 67.2%+30.2pp |
| Annual return | 17.90% | 27.20%-9.3pp | 53.40%-35.5pp | 160.72%-142.8pp |
| Employer contribution / active EE | $1,039 | $4,616-77.5% | $6,790-84.7% | $2,671-61.1% |
| Participant deferral / active EE | $9,308 | $6,838+36.1% | $10,410-10.6% | $4,126+125.6% |
| Admin fee / account holder | $470 | $8,177-94.2% | $12,824-96.3% | $5,651-91.7% |