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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,627 | $175,231-72.8% | $149,696-68.2% | $139,466-65.9% |
| Participation rate | 28.6% | 83.4%-54.8pp | 78.8%-50.2pp | 80.3%-51.8pp |
| Annual return | 24.30% | 166.77%-142.5pp | 134.46%-110.2pp | 373.66%-349.4pp |
| Employer contribution / active EE | $1,744 | $5,478-68.2% | $4,821-63.8% | $4,754-63.3% |
| Participant deferral / active EE | $1,947 | $6,521-70.1% | $5,682-65.7% | $6,712-71.0% |
| Admin fee / account holder | $1,531 | $16,155-90.5% | $13,212-88.4% | $11,409-86.6% |