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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,110 | $190,916-33.9% | $160,037-21.2% | $134,545-6.3% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -18.72% | 552.79%-571.5pp | 408.95%-427.7pp | 418.37%-437.1pp |
| Employer contribution / active EE | $0 | $4,996-100.0% | $4,226-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $15,833 | $6,925+128.6% | $6,184+156.0% | $6,401+147.3% |
| Admin fee / account holder | $208 | $10,497-98.0% | $8,716-97.6% | $11,431-98.2% |