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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,817 | $115,810-74.3% | $101,271-70.6% | $158,966-81.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 11.97% | 56.15%-44.2pp | 46.48%-34.5pp | 302.95%-291.0pp |
| Employer contribution / active EE | $0 | $4,175-100.0% | $3,660-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $11,131 | $4,958+124.5% | $4,371+154.7% | $5,983+86.0% |
| Admin fee / account holder | $684 | $7,248-90.6% | $5,948-88.5% | $11,250-93.9% |