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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,527 | $73,848-34.3% | $143,799-66.3% | $68,486-29.1% |
| Participation rate | 25.0% | 66.7%-41.7pp | 80.3%-55.3pp | 67.9%-42.9pp |
| Annual return | -13.31% | 0.91%-14.2pp | -0.04%-13.3pp | -7.85%-5.5pp |
| Employer contribution / active EE | $826 | $3,184-74.1% | $4,952-83.3% | $2,597-68.2% |
| Participant deferral / active EE | $1,212 | $3,385-64.2% | $5,638-78.5% | $4,028-69.9% |
| Admin fee / account holder | $1,260 | $5,755-78.1% | $14,677-91.4% | $5,404-76.7% |