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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,121 | $117,859+91.9% | $102,438+120.7% | $145,959+54.9% |
| Participation rate | 9.1% | 78.6%-69.5pp | 76.5%-67.4pp | 80.3%-71.2pp |
| Annual return | 9.88% | 31.72%-21.8pp | 29.37%-19.5pp | 561.95%-552.1pp |
| Employer contribution / active EE | $358 | $3,615-90.1% | $3,024-88.2% | $4,661-92.3% |
| Participant deferral / active EE | $2,112 | $5,732-63.2% | $5,054-58.2% | $6,689-68.4% |
| Admin fee / account holder | $207 | $13,318-98.4% | $9,448-97.8% | $13,398-98.5% |