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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,070 | $157,296+99.0% | $141,191+121.7% | $152,897+104.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 5.71% | 64.34%-58.6pp | 71.41%-65.7pp | 345.43%-339.7pp |
| Employer contribution / active EE | $14,600 | $5,262+177.4% | $4,736+208.3% | $4,764+206.5% |
| Participant deferral / active EE | $11,000 | $7,111+54.7% | $6,710+63.9% | $5,851+88.0% |
| Admin fee / account holder | $807 | $12,125-93.3% | $10,264-92.1% | $11,599-93.0% |