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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,454 | $72,071-50.8% | $68,368-48.1% | $137,256-74.2% |
| Participation rate | 82.4% | 76.2%+6.1pp | 73.8%+8.6pp | 80.0%+2.4pp |
| Annual return | 23.40% | 353.14%-329.7pp | 292.57%-269.2pp | 220.34%-196.9pp |
| Employer contribution / active EE | $2,850 | $2,788+2.2% | $2,649+7.6% | $4,156-31.4% |
| Participant deferral / active EE | $7,166 | $4,410+62.5% | $4,123+73.8% | $6,407+11.9% |
| Admin fee / account holder | $1,890 | $5,336-64.6% | $5,150-63.3% | $12,270-84.6% |