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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,011 | $152,597+56.6% | $117,533+103.4% | $134,532+77.7% |
| Participation rate | 50.0% | 77.1%-27.1pp | 70.6%-20.6pp | 81.2%-31.2pp |
| Annual return | -8.95% | 53.04%-62.0pp | 29.77%-38.7pp | 418.27%-427.2pp |
| Employer contribution / active EE | $1,425 | $5,576-74.5% | $4,179-65.9% | $4,741-70.0% |
| Participant deferral / active EE | $8,549 | $4,821+77.3% | $4,072+109.9% | $6,401+33.6% |
| Admin fee / account holder | $2,383 | $7,007-66.0% | $5,647-57.8% | $11,429-79.2% |