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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,661 | $175,259+56.1% | $149,723+82.8% | $139,487+96.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.62% | 166.82%-145.2pp | 134.50%-112.9pp | 373.84%-352.2pp |
| Employer contribution / active EE | $2,964 | $5,478-45.9% | $4,821-38.5% | $4,755-37.7% |
| Participant deferral / active EE | $10,525 | $6,522+61.4% | $5,682+85.2% | $6,713+56.8% |
| Admin fee / account holder | $14,444 | $16,158-10.6% | $13,215+9.3% | $11,407+26.6% |