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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,425 | $148,623-35.1% | $135,974-29.1% | $139,466-30.9% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 17.88% | 79.30%-61.4pp | 68.30%-50.4pp | 373.66%-355.8pp |
| Employer contribution / active EE | $1,784 | $5,246-66.0% | $4,859-63.3% | $4,754-62.5% |
| Participant deferral / active EE | $3,385 | $8,103-58.2% | $7,760-56.4% | $6,712-49.6% |
| Admin fee / account holder | $8,210 | $12,406-33.8% | $10,767-23.7% | $11,409-28.0% |