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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,679 | $101,591-40.3% | $147,096-58.7% | $74,429-18.5% |
| Participation rate | 76.4% | 75.5%+0.9pp | 82.2%-5.8pp | 67.2%+9.2pp |
| Annual return | 20.15% | 8746.45%-8726.3pp | 419.75%-399.6pp | 1368.38%-1348.2pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,936-100.0% | $2,625-100.0% |
| Participant deferral / active EE | $17,536 | $7,302+140.1% | $8,071+117.3% | $4,348+303.3% |
| Admin fee / account holder | $1,740 | $1,750-0.6% | $13,005-86.6% | $1,944-10.5% |