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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,679 | $101,672-40.3% | $147,117-58.8% | $74,478-18.5% |
| Participation rate | 76.4% | 75.5%+0.9pp | 82.2%-5.8pp | 67.2%+9.2pp |
| Annual return | 20.15% | 8757.83%-8737.7pp | 420.54%-400.4pp | 1370.56%-1350.4pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,932-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $17,536 | $7,305+140.1% | $8,065+117.4% | $4,350+303.1% |
| Admin fee / account holder | $1,740 | $1,753-0.8% | $12,993-86.6% | $1,946-10.6% |