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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,471 | $138,076-50.4% | $123,553-44.6% | $135,380-49.4% |
| Participation rate | 94.1% | 84.7%+9.4pp | 82.3%+11.8pp | 82.6%+11.5pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $7,983 | $5,152+55.0% | $4,628+72.5% | $4,779+67.1% |
| Participant deferral / active EE | $15,486 | $6,800+127.7% | $6,426+141.0% | $5,609+176.1% |
| Admin fee / account holder | $793 | $10,917-92.7% | $9,284-91.5% | $10,828-92.7% |