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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,445 | $138,114-88.8% | $125,391-87.7% | $134,545-88.5% |
| Participation rate | 83.3% | 84.5%-1.2pp | 82.4%+0.9pp | 81.2%+2.1pp |
| Annual return | -30.82% | 750.88%-781.7pp | 572.41%-603.2pp | 418.37%-449.2pp |
| Employer contribution / active EE | $2,082 | $5,246-60.3% | $4,816-56.8% | $4,742-56.1% |
| Participant deferral / active EE | $6,533 | $7,801-16.3% | $7,448-12.3% | $6,401+2.1% |
| Admin fee / account holder | $560 | $11,570-95.2% | $10,009-94.4% | $11,431-95.1% |