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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,027 | $148,629-38.1% | $135,982-32.3% | $139,487-34.0% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 6.54% | 79.33%-72.8pp | 68.32%-61.8pp | 373.84%-367.3pp |
| Employer contribution / active EE | $15,839 | $5,247+201.9% | $4,859+226.0% | $4,755+233.1% |
| Participant deferral / active EE | $17,614 | $8,102+117.4% | $7,760+127.0% | $6,713+162.4% |
| Admin fee / account holder | $128 | $12,406-99.0% | $10,767-98.8% | $11,407-98.9% |