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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,899 | $85,024-64.8% | $70,544-57.6% | $139,466-78.6% |
| Participation rate | 61.9% | 73.9%-12.0pp | 68.4%-6.4pp | 80.3%-18.4pp |
| Annual return | 29.68% | 30.39%-0.7pp | 32.79%-3.1pp | 373.66%-344.0pp |
| Employer contribution / active EE | $2,378 | $3,912-39.2% | $2,976-20.1% | $4,754-50.0% |
| Participant deferral / active EE | $5,761 | $5,891-2.2% | $4,568+26.1% | $6,712-14.2% |
| Admin fee / account holder | $111 | $8,928-98.8% | $6,427-98.3% | $11,409-99.0% |