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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,756 | $99,644-65.1% | $86,438-59.8% | $134,532-74.2% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.85% | 6787.26%-6805.1pp | 4397.19%-4415.0pp | 418.27%-436.1pp |
| Employer contribution / active EE | $4,069 | $4,402-7.6% | $3,769+8.0% | $4,741-14.2% |
| Participant deferral / active EE | $11,218 | $7,247+54.8% | $6,952+61.4% | $6,401+75.3% |
| Admin fee / account holder | $1,313 | $8,375-84.3% | $6,733-80.5% | $11,429-88.5% |