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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,581 | $157,296-78.7% | $141,191-76.2% | $152,897-78.0% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 26.42% | 64.34%-37.9pp | 71.41%-45.0pp | 345.43%-319.0pp |
| Employer contribution / active EE | $1,231 | $5,262-76.6% | $4,736-74.0% | $4,764-74.2% |
| Participant deferral / active EE | $6,762 | $7,111-4.9% | $6,710+0.8% | $5,851+15.6% |
| Admin fee / account holder | $323 | $12,125-97.3% | $10,264-96.9% | $11,599-97.2% |