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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,515 | $61,125+192.1% | $94,057+89.8% | $87,485+104.1% |
| Participation rate | 20.0% | 64.1%-44.1pp | 73.3%-53.3pp | 68.9%-48.9pp |
| Annual return | 17.20% | 35.20%-18.0pp | 480.62%-463.4pp | 26.06%-8.9pp |
| Employer contribution / active EE | $894 | $2,136-58.2% | $2,933-69.5% | $2,596-65.6% |
| Participant deferral / active EE | $2,157 | $3,260-33.8% | $4,709-54.2% | $4,274-49.5% |
| Admin fee / account holder | $14,372 | $5,629+155.3% | $7,244+98.4% | $7,775+84.9% |