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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,292 | $165,381-83.5% | $149,730-81.8% | $158,966-82.8% |
| Participation rate | 80.0% | 84.6%-4.6pp | 82.5%-2.5pp | 82.0%-2.0pp |
| Annual return | 30.66% | 348.29%-317.6pp | 276.70%-246.0pp | 302.95%-272.3pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $12,281 | $7,182+71.0% | $6,843+79.5% | $5,983+105.3% |
| Admin fee / account holder | $1,457 | $10,809-86.5% | $9,310-84.4% | $11,250-87.0% |