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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,802 | $232,540-86.8% | $185,117-83.4% | $147,586-79.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 21.57% | 43.03%-21.5pp | 40.50%-18.9pp | 578.59%-557.0pp |
| Employer contribution / active EE | $1,913 | $5,195-63.2% | $4,182-54.2% | $4,876-60.8% |
| Participant deferral / active EE | $8,292 | $5,834+42.1% | $5,045+64.4% | $5,439+52.5% |
| Admin fee / account holder | $1,768 | $10,275-82.8% | $8,159-78.3% | $10,886-83.8% |