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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,845 | $169,336+17.4% | $129,384+53.7% | $145,884+36.3% |
| Participation rate | 47.1% | 76.5%-29.4pp | 69.6%-22.6pp | 80.3%-33.2pp |
| Annual return | 15.83% | 14408.70%-14392.9pp | 9461.77%-9445.9pp | 551.85%-536.0pp |
| Employer contribution / active EE | $666 | $5,540-88.0% | $4,153-84.0% | $4,662-85.7% |
| Participant deferral / active EE | $2,300 | $4,985-53.9% | $4,166-44.8% | $6,690-65.6% |
| Admin fee / account holder | $0 | $9,912-100.0% | $7,686-100.0% | $13,392-100.0% |