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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,845 | $169,161+17.5% | $129,295+53.8% | $145,959+36.2% |
| Participation rate | 47.1% | 76.5%-29.4pp | 69.6%-22.6pp | 80.3%-33.2pp |
| Annual return | 15.83% | 14348.07%-14332.2pp | 9429.28%-9413.5pp | 561.95%-546.1pp |
| Employer contribution / active EE | $666 | $5,543-88.0% | $4,157-84.0% | $4,661-85.7% |
| Participant deferral / active EE | $2,300 | $4,989-53.9% | $4,169-44.8% | $6,689-65.6% |
| Admin fee / account holder | $0 | $9,878-100.0% | $7,665-100.0% | $13,398-100.0% |