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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,763 | $65,376-91.2% | $87,104-93.4% | $65,185-91.2% |
| Participation rate | 87.2% | 75.3%+11.9pp | 76.9%+10.4pp | 70.2%+17.0pp |
| Annual return | 84.51% | 31.27%+53.2pp | 28.19%+56.3pp | 29.38%+55.1pp |
| Employer contribution / active EE | $0 | $1,822-100.0% | $2,521-100.0% | $2,177-100.0% |
| Participant deferral / active EE | $3,273 | $3,388-3.4% | $4,048-19.2% | $3,514-6.9% |
| Admin fee / account holder | $141 | $520-72.9% | $7,491-98.1% | $847-83.4% |