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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,662 | $106,247-46.7% | $96,515-41.3% | $139,466-59.4% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 21.38% | 38.47%-17.1pp | 35.73%-14.3pp | 373.66%-352.3pp |
| Employer contribution / active EE | $2,287 | $4,106-44.3% | $3,740-38.9% | $4,754-51.9% |
| Participant deferral / active EE | $6,655 | $5,456+22.0% | $4,880+36.4% | $6,712-0.9% |
| Admin fee / account holder | $134 | $7,885-98.3% | $6,735-98.0% | $11,409-98.8% |