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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,284 | $190,879-93.6% | $160,009-92.3% | $134,532-90.9% |
| Participation rate | 85.7% | 82.0%+3.8pp | 78.0%+7.7pp | 81.2%+4.5pp |
| Annual return | -16.35% | 552.63%-569.0pp | 408.85%-425.2pp | 418.27%-434.6pp |
| Employer contribution / active EE | $1,333 | $4,995-73.3% | $4,225-68.5% | $4,741-71.9% |
| Participant deferral / active EE | $7,341 | $6,924+6.0% | $6,183+18.7% | $6,401+14.7% |
| Admin fee / account holder | $2,746 | $10,495-73.8% | $8,715-68.5% | $11,429-76.0% |