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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,457 | $162,136+5.7% | $152,301+12.6% | $154,746+10.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.85% | 91.02%-77.2pp | 80.50%-66.7pp | 172.34%-158.5pp |
| Employer contribution / active EE | $21,950 | $4,890+348.8% | $4,624+374.6% | $4,379+401.2% |
| Participant deferral / active EE | $18,660 | $8,341+123.7% | $8,004+133.1% | $6,730+177.3% |
| Admin fee / account holder | $47,258 | $15,759+199.9% | $14,398+228.2% | $14,365+229.0% |