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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,451 | $217,432-92.4% | $185,849-91.1% | $167,536-90.2% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 18.89% | 148.42%-129.5pp | 122.10%-103.2pp | 478.82%-459.9pp |
| Employer contribution / active EE | $3,391 | $5,875-42.3% | $5,169-34.4% | $4,839-29.9% |
| Participant deferral / active EE | $10,276 | $6,357+61.6% | $5,569+84.5% | $6,342+62.0% |
| Admin fee / account holder | $2,104 | $19,818-89.4% | $16,244-87.1% | $12,315-82.9% |