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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,890 | $183,539-81.0% | $155,556-77.6% | $145,897-76.1% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 72.69% | 61.31%+11.4pp | 64.84%+7.8pp | 552.29%-479.6pp |
| Employer contribution / active EE | $1,232 | $5,315-76.8% | $4,675-73.7% | $4,663-73.6% |
| Participant deferral / active EE | $6,138 | $6,467-5.1% | $5,631+9.0% | $6,689-8.2% |
| Admin fee / account holder | $13,739 | $19,275-28.7% | $15,885-13.5% | $13,390+2.6% |