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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,715 | $138,102+9.1% | $125,381+20.2% | $134,532+12.0% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -18.70% | 750.73%-769.4pp | 572.31%-591.0pp | 418.27%-437.0pp |
| Employer contribution / active EE | $16,783 | $5,245+220.0% | $4,815+248.5% | $4,741+254.0% |
| Participant deferral / active EE | $16,138 | $7,801+106.9% | $7,448+116.7% | $6,401+152.1% |
| Admin fee / account holder | $2,856 | $11,568-75.3% | $10,007-71.5% | $11,429-75.0% |