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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,928 | $114,130-61.5% | $96,192-54.3% | $167,553-73.8% |
| Participation rate | 83.3% | 75.1%+8.3pp | 68.4%+14.9pp | 82.1%+1.2pp |
| Annual return | 17.99% | 190.07%-172.1pp | 192.09%-174.1pp | 478.89%-460.9pp |
| Employer contribution / active EE | $10,666 | $3,431+210.9% | $2,799+281.0% | $4,840+120.4% |
| Participant deferral / active EE | $6,030 | $5,198+16.0% | $4,351+38.6% | $6,343-4.9% |
| Admin fee / account holder | $331 | $6,901-95.2% | $5,539-94.0% | $12,316-97.3% |