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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,145 | $159,934-52.4% | $147,005-48.2% | $145,959-47.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.20% | 98.24%-84.0pp | 418.76%-404.6pp | 561.95%-547.7pp |
| Employer contribution / active EE | $15,123 | $5,287+186.0% | $4,934+206.5% | $4,661+224.5% |
| Participant deferral / active EE | $13,298 | $8,427+57.8% | $8,070+64.8% | $6,689+98.8% |
| Admin fee / account holder | $730 | $15,053-95.2% | $13,006-94.4% | $13,398-94.6% |