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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,383 | $77,908-16.1% | $149,696-56.3% | $75,173-13.0% |
| Participation rate | 82.8% | 65.6%+17.2pp | 78.8%+4.0pp | 67.2%+15.6pp |
| Annual return | 16.29% | 31.73%-15.4pp | 134.46%-118.2pp | 160.72%-144.4pp |
| Employer contribution / active EE | $5,229 | $3,138+66.6% | $4,821+8.5% | $2,671+95.8% |
| Participant deferral / active EE | $7,827 | $3,411+129.5% | $5,682+37.8% | $4,126+89.7% |
| Admin fee / account holder | $710 | $5,950-88.1% | $13,212-94.6% | $5,651-87.4% |