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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,097 | $175,259-73.1% | $149,723-68.5% | $139,487-66.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 25.75% | 166.82%-141.1pp | 134.50%-108.8pp | 373.84%-348.1pp |
| Employer contribution / active EE | $8,505 | $5,478+55.2% | $4,821+76.4% | $4,755+78.9% |
| Participant deferral / active EE | $12,122 | $6,522+85.9% | $5,682+113.3% | $6,713+80.6% |
| Admin fee / account holder | $5,256 | $16,158-67.5% | $13,215-60.2% | $11,407-53.9% |