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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,259 | $72,446+6.6% | $67,561+14.4% | $145,877-47.0% |
| Participation rate | 60.0% | 76.9%-16.9pp | 72.9%-12.9pp | 80.3%-20.3pp |
| Annual return | 23.74% | 7211.98%-7188.2pp | 3525.44%-3501.7pp | 551.28%-527.5pp |
| Employer contribution / active EE | $2,656 | $3,072-13.5% | $2,735-2.9% | $4,663-43.0% |
| Participant deferral / active EE | $5,776 | $4,785+20.7% | $4,003+44.3% | $6,691-13.7% |
| Admin fee / account holder | $0 | $5,541-100.0% | $4,006-100.0% | $13,402-100.0% |