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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,935 | $95,188-81.2% | $76,518-76.6% | $135,379-86.8% |
| Participation rate | 88.9% | 74.4%+14.5pp | 68.0%+20.9pp | 82.6%+6.2pp |
| Annual return | -7.83% | 4.85%-12.7pp | -0.27%-7.6pp | 519.79%-527.6pp |
| Employer contribution / active EE | $1,735 | $3,303-47.5% | $2,647-34.5% | $4,779-63.7% |
| Participant deferral / active EE | $2,746 | $4,640-40.8% | $3,836-28.4% | $5,609-51.1% |
| Admin fee / account holder | $1,633 | $6,249-73.9% | $4,849-66.3% | $10,828-84.9% |