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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,721 | $97,125+2.7% | $86,233+15.6% | $137,256-27.3% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.0%+16.7pp | 80.0%+5.8pp |
| Annual return | 15.99% | 74.19%-58.2pp | 61.39%-45.4pp | 220.34%-204.4pp |
| Employer contribution / active EE | $2,143 | $2,841-24.6% | $2,504-14.4% | $4,156-48.4% |
| Participant deferral / active EE | $5,181 | $5,1800% | $4,559+13.7% | $6,407-19.1% |
| Admin fee / account holder | $765 | $9,725-92.1% | $8,342-90.8% | $12,270-93.8% |