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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,522 | $148,629-61.3% | $135,982-57.7% | $139,487-58.8% |
| Participation rate | 31.8% | 83.9%-52.0pp | 81.9%-50.1pp | 80.3%-48.5pp |
| Annual return | 21.26% | 79.33%-58.1pp | 68.32%-47.1pp | 373.84%-352.6pp |
| Employer contribution / active EE | $2,224 | $5,247-57.6% | $4,859-54.2% | $4,755-53.2% |
| Participant deferral / active EE | $4,560 | $8,102-43.7% | $7,760-41.2% | $6,713-32.1% |
| Admin fee / account holder | $494 | $12,406-96.0% | $10,767-95.4% | $11,407-95.7% |